Consolidation loans up to $500,000
Consolidate multiple credit cards, personal loans, and other outstanding bills in a single, manageable loan at a lower interest rate.
How to get a consolidation loan
Complete an online application
Fill out the form with the right information: no obligation or impact on your credit score.
Speak with a Financial Solutions Specialist
A specialist will contact you to provide support, answer your questions and provide more information.
Get approved and receive funds
With at least 25% equity ownership in your home, you can get approved and receive funds within a few days.
What are consolidation loans?
A consolidation loan lets you combine multiple outstanding balances, including credit card balances, car loans, or student loans. You can consolidate them all by taking out a new loan to pay off other financial obligations with lower interest and fixed monthly payments.
Use cases for consolidation loans
Simplify your finances
- Instead of paying different sources or credit charges, you can use a consolidation loan to repay them.
Reduce interest payments
- Consolidation loans have comparatively lower interest rates than credit cards and short-term personal loans.
Repay debt faster
- When you pay more towards the principal than interest, you’ll pay off your outstanding balances more quickly.
Benefits of car loans using your home equity
Hit the road quick with the help of a home equity loan:
Lower your monthly payment
A home equity loan can give you a longer term to pay off your car, lowering your monthly payment.
Qualify before you car shop
Shopping for a car is easier when you know how much money you have to work with upfront.
Get approved fast
Get your new vehicle on the road fast. We can approve home equity loans in less than 24 hours.
Why choose Instant Bridge Financial
Simple qualifying criteria
Instant Bridge Credits focuses primarily on home equity value, and less on credit score or income status.
Quick approval and funding
Instant Bridge Financial reviews your application significantly faster than traditional banks and lenders. Get your funds deposited in less than a week.
Personalized support
Instant Bridge Financial has a team of Financial Solutions Specialists to help you and answer any of your questions.