Business loans for homeowners
New and experienced entrepreneurs can find the financial support and capital they need for their business from their home equity.
How to get a business loan
Complete an online application
Fill out the form with the right information: no obligation or impact on your credit score.
Speak with a Financial Solutions Specialist
A specialist will contact you to provide support, answer your questions and provide more information.
Get approved and receive funds
With at least 25% equity ownership in your home, you can get approved and receive funds within a few days.
What is a business loan?
A business loan is a fund from a traditional or alternative lender. It’s usually a lump sum that you can use towards business expenses. You can use it to pay staff wages, purchase inventory, expand a business, or cover unexpected costs.
Use cases for business loans
Buy business assets or equipment
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Both components are part of startup costs, but more established businesses may need a loan to buy the latest equipment.
Pay for construction or renovation
Pay for construction or renovation
- You can fund the construction or renovation of your business space with a business loan.
Hire consultants or extra staff
- Get the funding you need to expand your team and help your business thrive with advisors or additional employees.
Benefits of home equity business loans
When it comes to fueling your startup or expanding your existing business, a home equity business loan can provide access to fast, affordable capital:
Flexible Amount
ou don’t need to borrow the total home equity loan amount; you can borrow just as much as your renovation plans require. You’ll be able to get the amount you need, which is more than credit cards and personal loans can offer.
Large loan amount
The more of your home you’ve paid, the more you can borrow, which could be hundreds of thousands of dollars.
Flexible use of funds
The capital obtained can be used for various purposes, such as purchasing inventory, hiring staff, or funding expansion projects, allowing for tailored financial strategies.
No credit score checks
A unique feature that Alpine Credits offers is that they don’t check your credit score. The only factor determining your eligibility is your home equity rather than your financial history.
Why choose Instant Bridge Financial
Simple qualifying criteria
Instant Bridge Credits focuses primarily on home equity value, and less on credit score or income status.
Quick approval and funding
Instant Bridge reviews your application significantly faster than traditional banks and lenders. Get your funds deposited in less than a week.
Personalized support
Instant Bridge has a team of Financial Solutions Specialists to help you and answer any of your questions.
How does a business loan work
Once you receive your business loan from Alpine Credits, you can use it to meet your business needs. It can be used for covering staff wages, purchasing inventory, improving cash flow, or addressing unforeseen business costs.
As with any loan, a business loan will require regular payments to repay the amount borrowed plus accrued interest.
